Never. Lose. Money.
Free No-Strings Wealth Protection Review
Personal Wealth Protection is not a product, it’s a process. It’s a state of mind that helps you prioritize, see risk clearly, and make decisions accordingly.
It’s also a series of defensive strategies you employ to protect your nest egg. It’s the way people handle money who can’t afford to lose money. It means developing a sharp eye and a tight fist!
Being a good investor is no longer good enough in retirement. You must become skilled at money protection and preservation. That means handling your money on a day-to-day basis with the utmost care and attention that you gave to portfolio building in all the decades prior. It’s about financial sustainability.
What is Personal Wealth Protection?
Personal Wealth Protection is the process of taking inventory.
First, we take a snapshot of your current situation, including assets, income sources and importantly, your goals, attitudes, behaviors and biases regarding life and money.
After understanding all of this input, we will collaborate together, coach and client, to come up with the most relevant protection plan.
Our Personal Wealth Protection model is based on two foundational standardized practices:
The ICF Professional Coaching model.
The CFP® Board for Certified Financial Planners® six step planning model.
Throughout the coaching engagement, we ask many questions and encourage collaborative dialogue, to establish and define your goals and expectations, gather the information we require to understand your current financial situation, analyze and evaluate your current financial picture, present a range of appropriate solutions for improvement, implement the new solutions, and then monitor the progress against the benchmark of your past experiences.
This standardized and comprehensive approach ensures that each client receives the same level of care and attention. There are no “big clients” measured by the size of their wallet. What matters are the problems you need to solve and the goals you wish to achieve.
Where are you on the wealth spectrum?
Wealth accumulation is the name of the game before we retire. Think mid-twenties through mid-sixties. We work hard to earn as much as we can, save as much as we can, invest as successfully as we can, all of it leading up to that magical day when we can put all that behind us.
In this phase, some of the most important things to consider are:
- Budget
- Debt usage, consolidation and reduction
- Spending management
- Saving money
- Buying a home
- College Planning
- Maximizing qualified retirement account funding
- Life Insurance ownership, adequacy and beneficiary analysis
- Asset location modeling
- Indexed Asset Management
- Income Tax Minimization Strategies
Wealth Preservation is the number one goal of most retirees. Retirees cannot afford to lose money. That means protecting our assets from loss, and creating dependable income streams that we cannot outlive. At this stage it’s important that we refine our objectives, lower our exposure to risk, and decide what are the best, most tax-friendly ways to protect what we have and create the income we need.
Successful wealth protection depends on a careful coordination of strategies involving risk management, investments, tax planning, retirement planning and estate planning.
In this phase, some of the most important things to consider are:
- Protect and preserve your assets
- Generate dependable income you cannot outlive.
- Risk Management
- Insured Guaranteed Principal Protection
- Pre- and Post-retirement Financial Planning
- Income Tax minimization
- Estate Tax minimization
- Ownership strategies
- Gifting strategies
- Eliminating the risk of income loss
- Eliminating the risk of capital loss
- Qualified and Non-Qualified Income Distribution Planning